Investors have different strategies that range from maximizing free cash flow to tax minimization. Whether acquiring a property with a credit-tenant or repositioning an asset that requires a greater deal of flexibility, we work with investors to understand their goals and find lenders that have a proven track record of executing on those needs. There are recourse options available depending on the overall characteristics of the credit request which may include: full, limited, prorata, and non-recourse.

Core Offerings

Owner Occupied

51% or greater of the property will be occupied by the owner of the property.

Value-Add

Acquisition and renovation of a property to provide the basis for increasing rents and the subsequent value.

Bridge Financing

The scope of a value-add project can be extensive and take a property substantially offline, which requires a longer timeframe to bring it to cash flow positive and then optimized.

Hard Money

Lenders that lend solely based on the value of the collateral and charge a higher than market interest rate generally because the property is not performing, and bank financing is not available.

Stabilized

Guidance lines or construction loans for spec and development projects.

Asset Classes

  • Industrial/Flex

  • Self Storage

  • Multi-family

  • Office

  • Retail

  • Hospitality

  • Special purpose properties(car washes, funeral homes, car dealerships, etc).

Our Approach

Discover

Spend time up front understanding what is most important to a client with their financing request. The discovery process is the most important part of the process, because I only am able to work with clients who I can help based on my skills and experience. If something is outside my capabilities, I recommend them to the best available resource.

Evaluate

Gather financial information to perform a complete quantitative and qualitative analysis. Depending on the scope of the engagement, that data is compared with current economic, industry and market data as appropriate.

Process

Develop a confidential, professional presentation to share with lenders who have proven experience with executing on similar requests. This creates a healthy competition to drive out the best possible options given the stated client goals.This process is not a blind email blast out to 50 lenders, but rather a targeted approach using my 20 plus years of experience and relationships with lenders in-market and across industry verticals.

Enhance

Review the draft proposals received by lenders with our client and discuss the strengths and weaknesses of each. We may clarify aspects of a proposal with a lender to see where there is flexibility with certain aspects of the structure. Understanding the details of each request is important to prevent unwelcome surprises.