Business Acquisition
Your business and situation is unique
I am here to assure you that you are not missing out on potential options, while you stay focused on your business.
We work with business like yours–closely held and family businesses. My job is to make sure you don’t get overwhelmed with the array of financing options in the market.
How We Support Clients
Project Management Firm
Borrower received term sheets from the seller’s lender at a high variable rate. We secured him a fixed rate that was 3% lower resulting in massive savings.
Specialty Grocer
Borrower saved $740,769 over 5 years on a Commercial Loan.
Borrower’s bank was slow to respond. We secured substantially more proceeds at a lower rate. We were able to conduct 25 lender meetings in 12 days as his representative, saving him significant time as well.
Valve Distributor
We were able to secure financing with a Preferred Lender that was comfortable with the unsecured portion of the loan
How It Works
Step 1
Discovery Meeting
Step 2
Financing Strategy
Step 3
Engagement
Step 4
Approval
Step 5
Closing
Step 6
Post Closing Support
Capital Providers
Most companies I arrange financing for want to acquire a business, buy out a partner, or finance a dividend.
There are many choices among commercial banks, private lenders and SBA credit providers.
Commercial Banks
Not all commercial banks provide conventional leveraged pricing, but we have developed several trusted relationships with experienced lenders. There is a great deal of variability in the credit profile that banks like, depending on geography, industry, and leverage.
Small Business Administration
Over 3000 bank and non-bank lenders in the US are administering multiple SBA programs. Although lenders administer many of the same programs, there is a material difference in each bank’s interest rates, loan amounts, and equity requirements.
Private Credit Funds
Private Credit Funds are investment vehicles that raise capital from institutional investors, including pension funds, endowments, insurance companies, and high -net-worth individuals. Their goal is to provide debt financing to private companies. The loans offered by these funds can very greatly and may include singer, secured loans, mezzanine, debt, unitranche loans, or other customized financing options.
Small Business Investment Corporations
A Small Business Investment Corporation (SBIC) is a privately owned and managed investment firm license and regulated by the US Small Business Administration (SBA). SBICs are specifically designed to provide funding and support the small and medium- sized businesses (SMBs).
Asset Based Lenders
Asset Based Lenders are focused on the quality and value of the company’s collateral. Ultimately, they will lend against the underlying appraised value of Accounts Receivable, Inventory, Machinery, and Equipment with less focus on the business’s profitability and leverage. There are bank and non-bank ABL providers, whose fees rates, and the amount of capital have a high degree of variability.
